Any Realtor can say that they are a Short Sale Specialist and that they know how to negotiate with a bank but can they say that they themselves have experienced what it is to go through a Short Sale ? Not many can but I as a negotiator can.
I experienced what a seller has to go through when they have to choose between a loan modification or short sale. Obviously everyone wants to start with a loan modification because it gives the opportunity for payment reduction, but what happens when it's not possible? Short Sale is the next step.
Personally the thought of having to do a Short Sale, list the property and disclose "short sale" on the MLS made me feel embarrassed as if I let myself and my family down. The idea of owning a home was coming to an end. Sellers feel this way now and need to feel nurtured and secure with their realtors.
When handling short sales I take every file and think of the family and their hardships.
I know what it is to be denied for a loan modification and get advised to do a Short Sale. I know what it is to get the letters in the mail, the calls and harassment, and the unlimited amount of mail in regards to being behind and getting told that you are in foreclosure status.
Observing the agents and the files that I get it gets bothersome to see how some are in it for the numbers and are cold with their clients while the other realtors actually become part of the file and part of the final chapters of the sellers home life.
With my past experience going through a short sale myself and having the experience of being a negotiator I take every file seriously looking out for the seller and making sure they benefit from the file by getting them relocation money, incentive money from the lender, and release of deficiency from the sale of the home.
To have your short sale processed with a worthy negotiator who is hands on contact The Short Sale Department.
-The Short Sale Department
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